₹70Lakh Personal Loan

Starting at 9.99%* per annum
   

Minimal Documentation | Quick Approval | 100% Digital Process

 
Calculate EMI

Get Personal Loan of ₹70 Lakh with Quick Approval

Credit Success Personal Loan is one of the most useful financial tools. You can avail yourself of up to ₹70 Lakh loan that too at an attractive interest rate to meet your diverse financial needs. Right from funding higher education, weddings, and travel to home renovation, the loan amount can be used for meeting a wide range of financial needs. We provide a Personal Loan with flexible repayment terms, helping you to choose a suitable repayment tenure as per your suitability. In addition to this, we provide a hassle-free online application facility, allowing you to apply for a ₹70 Lakh loan from the comfort of your home. Our quick approval system ensures that you receive a prompt response regarding your loan application.

₹70 Lakh Personal Loan Interest Rates & Charges

At Credit Success, we offer a ₹70 Lakh Personal Loan at competitive interest rate to help you save money on EMIs. Additionally, we levy a nominal processing fee to process the loan. If you compare Credit Success Personal Loan interest rates and other charges with other lenders, you will find our Personal Loan charges are among the most competitive in the market.

 

Personal Loan Interest Rates
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹70 Lakh
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2120 per Lakh for 60 months
Loan Tenure 1-5 Years

 

₹70 lakh Personal Loan EMI for up to 5 Years

Calculating the EMI in advance is important as it helps you to plan your loan and repayment better. Either you can calculate the EMI for ₹70 Lakh loan manually or you can use the ₹70 Lakh loan EMI calculator. Manual calculations are time consuming and leave room for error. To avoid such mistakes, you can use Credit Success ₹70 Lakh Personal Loan EMI calculator. This is a valuable online automatic tool that helps you to ascertain how much will be your EMIs outgo. You are required to enter the interest rate, loan amount, and loan tenure, and your loan EMI is displayed instantly.

Hence, the EMI for ₹70 Lakh loan will depend on the two major factors i.e. interest rate and the chosen loan repayment tenure. For instance, ₹70 Lakh Personal Loan EMI for 5 years at 9.99% will be ₹1,48,695 *. Similarly, you can use the ₹70 Lakh Personal Loan EMI calculator to know the loan EMI for different repayment tenures.

Following is the table for ₹70 Lakh loan EMI at an interest rate of 9.99% for up to 5 years loan tenure:

 

Tenure Approximate EMI at 9.99% Interest Rate
1 years 6,15,379 /month
2 years 3,22,982 /month
3 years 2,25,837 /month
4 years 1,77,504 /month
5 years 1,48,695 /month

 

 

Understanding your CIBIL report might seem complex at first glance, but with guidance, it can be quite straightforward! Here’s a breakdown of what you’ll find and how to interpret it:

1. Personal Information:

  • This section includes your name, PAN number, date of birth, and address. Ensure all details are accurate and updated.

2. CIBIL Score

  • This is the three-digit number ranging from 300 to 900 that reflects your creditworthiness.
      • 750-900: Excellent
      • 700-749: Good
      • 650-699: Satisfactory
      • 600-649: Doubtful
      • Below 600: Needs Improvement
  • Look for comments or explanations alongside the score to understand factors influencing it.

3. Account Details for credit report

  • This section lists all your credit accounts, including loans, credit cards, and overdrafts. Each account will have details like:
      • Account type (loan, credit card, etc.)
      • Lender name
      • Account number
      • Date

Eligibility Criteria to Get Personal Loan of ₹70 Lakh

Opting for a ₹70 Lakh Personal Loan from Credit Success is very easy as we have kept our eligibility criteria very basic so that a maximum number of people can benefit from our Personal Loan. Given below are the major loan eligibility criteria:

 

Age

Citizenship

Monthly salary
Employment
Work experience
  • Age – The applicant must be aged between 22-57 years.
  • Citizenship – The loan applicant must be an Indian citizen.
  • Monthly salary – The applicant’s minimum monthly income should be at least ₹30,000.
  • Employment – The applicant must have a full-time job at a well-established company.
  • Work experience – The applicant must have at least 1 year of work experience and at least 1 month’s stable employment at the current job.

Documents Required for ₹70 Lakh Personal Loan

We have kept our documentation requirements very minimal to make the loan processing simpler and faster. Provide the following loan documents to avail of a ₹70 Lakh loan:

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KYC documents

Aadhaar Card / PAN Card
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Address proof

Rent agreement/passport/utility bills
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Income documents

Latest salary slip
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Financial documents

Salary account statement for the past 3 months
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Employment proof

Employee ID card and official Email ID confirmation

Features & Benefits of ₹70 Lakh Personal Loan

Following are the key features and benefits of a ₹70 Lakh loan:

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No Collateral Required: Personal Loan is an unsecured loan, and you can opt for it without providing any collateral.
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High Loan Amount: You can opt for a high loan amount of up to ₹70 Lakh to meet your wide range of financial requirements without any limitations.

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Attractive Interest Rates: We offer a ₹70 Lakh loan at competitive interest rates as low as 9.99%* p.a. to help you save on loan EMIs.

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Flexible Repayment Tenure: Our ₹70 Lakh Personal Loan comes with a flexible repayment tenure of up to 60 months. Hence, you can choose the loan tenure as per your repayment capacity.

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Online Application Process: We have simplified the loan application process. You can apply for a ₹70 Lakh loan online in just a few clicks.

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Fast Loan Disbursal: We disburse Personal Loans within 24 hours of loan approval.

How to Apply for ₹70 Lakh Personal Loan

To apply for a ₹70 Lakh loan, you just have to follow these steps:

        Step 1: Visit our official website.
        Step 2: Complete the loan application form.
        Step 3: Scan & upload all required loan documents.
        Step 4: Our loan expert will then verify your details.
        Step 5: Your loan application will be approved once it goes under successful verification.
        Step 6: The loan amount will be disbursed directly to your bank account.

Apply for ₹70 Lakh Personal Loan within 5 Minutes

Personal Loan by Amount

Now you can avail of instant Personal Loan by amount. We offer Personal Loan catering to categories ranging from 1 lakh. Please check out the below-mentioned options to avail Personal Loan by amount:

₹1 Lakh

Personal Loan

₹2 Lakh

Personal Loan

₹3 Lakh

Personal Loan

₹5 Lakh

Personal Loan

₹10 Lakh

Personal Loan

₹15 Lakh

Personal Loan

₹20 Lakh

Personal Loan

₹25 Lakh

Personal Loan

₹30 Lakh

Personal Loan

₹40 Lakh

Personal Loan

₹50 Lakh

Personal Loan

₹60 Lakh

Personal Loan

₹80 Lakh

Personal Loan

₹90 Lakh

Personal Loan

₹1 Crore

Personal Loan

₹1.2 Crore

Personal Loan

₹1.3 Crore

Personal Loan

₹1.5 Crore

Personal Loan

₹1.8 Crore

Personal Loan

₹2 Crore

Personal Loan

₹2.5 Crore

Personal Loan

₹3 Crore

Personal Loan

₹3.5 Crore

Personal Loan

₹4 Crore

Personal Loan

₹4.5 Crore

Personal Loan

₹5 Crore

Personal Loan

₹6 Crore

Personal Loan

₹7 Crore

Personal Loan

₹8 Crore

Personal Loan

₹9 Crore

Personal Loan

₹10 Crore

Personal Loan

₹11 Crore

Personal Loan

₹12 Crore

Personal Loan

Frequently Asked Questions on ₹70 Lakh Personal Loan

What are the factors that can affect ₹70 Lakh Personal Loan EMI?
The factors that can affect a Personal Loan EMI are the loan amount, interest rate, and the repayment tenure. Higher loan amounts or higher interest rates will result in higher EMIs. Whereas when it comes to the repayment term, the longer the tenure, lower will be the EMI.
How can I get a ₹70 Lakh loan in India?

You can get a ₹70 Lakh loan online through the official website of the lender. Alternatively, you can opt for a loan offline by visiting the nearest branch in person.

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