₹1 Lakh Personal Loan
Starting at 9.99%* per annum
Minimal Documentation | Quick Approval | 100% Digital Process
Get Personal Loan of ₹1 Lakh with Quick Approval
Credit Success Personal Loan is loaded with various exciting features such as minimal documentation, instant approval, and disbursal. These features and benefits make it an obvious choice for individuals to opt for ₹ 1 Lakh Personal Loan. You can use Personal Loan to cater to various reasons such as home renovation, travel, wedding, emergency medical expenses, etc.
If you are looking for a small Personal Loan of ₹ 1 Lakh instantly, Credit Success Personal Loan is the most suitable option for you.
₹1 Lakh Personal Loan Interest Rates & Charges
Credit Success offers a collateral-free loan to borrowers who are looking for Personal Loan. You can avail of ₹ 1 Lakh Personal Loan without pledging any asset as a security. This makes it a favorable option for individuals who don’t possess any personal assets with them. Alongside, you can repay the loan amount within the pre-decided loan period popularly referred to as ‘term’. Interest is the cost of borrowing that a borrower has to bear with respect to the loan amount. Generally, the loan amount is paid back in monthly installments to the lender.
Credit Success offers you a Loan with an attractive interest rate which is tailor-made according to your requirements. A Personal loan offered by Credit Success is free from any hidden charges which help in reducing the burden of any extra charges.
| Personal Loan Interest Rates | 9.99% p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | 0% – 2% plus GST |
| Loan EMI Per Month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 1 – 5 Years |
₹1 Lakh Personal Loan EMI for up to 5 Years
When a borrower avails loan, he/she has to bear the cost of borrowing which is popularly known as EMI. Your monthly EMIs are majorly influenced by the loan amount, tenure, and rate of interest. You must choose these three mentioned factors according to your financial conditions and requirements. You can use a ₹1 Lakh Personal loan EMI calculator to plan your EMIs in advance.
Your loan EMI depends on the tenure of loan repayment.
The value of the ₹1 Lakh Personal Loan EMI will vary between a ₹1 Lakh Loan for 5 years, a ₹1 Lakh Loan for 3 years, and a ₹1 Lakh Loan for 2 years.
If we calculate the EMI for each tenure at approximately 9.99% interest rate, it will be as mentioned below:
Once you meet the loan eligibility criteria for an instant ₹1 lakh loan, you can submit your documentation for further evaluation. Once your documents are verified, Loan will be disbursed to your bank account instantly.
| Tenure | Approximate EMI at 9.99% Interest Rate |
| 1 year | ₹ 8,791/month |
| 2 years | ₹ 4,614/month |
| 3 years | ₹ 3,226/month |
| 4 years | ₹ 2,536/month |
| 5 years | ₹ 2,124/month |
Eligibility Criteria to get Personal Loan of ₹1 Lakh
Personal Loan Eligibility Criteria
Age
Citizenship
Work experience
Employer Category
Monthly income
Documents Required for ₹1 Lakh Personal Loan
Identity Proof
Proof of Employment
Proof of Address
Financial Statements
Features & Benefits of ₹1 Lakh Personal Loan
Credit Success offers the best borrowing experience for borrowers who are looking for ₹1 Lakh instant loans. We believe in offering industry-leading features and benefits that aid borrowers during their entire loan tenure. With Credit Success Personal Loan, you get attractive features such as no collateral requirement, flexible repayment tenure, attractive interest rate, multi-purpose high loan amount with no restrictions on usage, Zero foreclosure/pre-payment charges, No hidden charges, Quick approvals, and Easy and hassle-free process. This list of features makes it a favorable option for borrowers from all over India.
Quick and easy online application process
Unsecured loan
Speedy approval and rapid disbursal
Attractive interest rates
Flexible repayment tenure
No hidden charges
How to Apply for ₹1 Lakh Personal Loan
Credit Success Personal Loan is catered according to the needs and requirements of borrowers. We understand the importance of borrowing and financial assistance. Our customized Personal Loan offering is one of the best in the industry. You can apply for a Personal Loan by following the below-mentioned 5 easy steps.
Step 1: Click on ‘Apply Now’ on our website and fill in the Personal Loan application form.
Step 2: Enter your KYC details and upload the documents required for a Personal Loan.
Step 3: Await application assessment and verification.
Step 4: Receive confirmation on loan approval.
Step 5: Approve and authorize Personal Loan online disbursal.
Apply for ₹1 Lakh Personal Loan within 5 Minutes
Personal Loan by Amount
Now you can avail of instant Personal Loan by amount. We offer Personal Loan catering to categories ranging from 1 lakh. Please check out the below-mentioned options to avail Personal Loan by amount:
₹2 Lakh
Personal Loan
₹3 Lakh
Personal Loan
₹5 Lakh
Personal Loan
₹10 Lakh
Personal Loan
₹15 Lakh
Personal Loan
₹20 Lakh
Personal Loan
₹25 Lakh
Personal Loan
₹30 Lakh
Personal Loan
₹40 Lakh
Personal Loan
₹50 Lakh
Personal Loan
₹60 Lakh
Personal Loan
₹70 Lakh
Personal Loan
₹80 Lakh
Personal Loan
₹90 Lakh
Personal Loan
₹1 Crore
Personal Loan
₹1.2 Crore
Personal Loan
₹1.3 Crore
Personal Loan
₹1.5 Crore
Personal Loan
₹1.8 Crore
Personal Loan
₹2 Crore
Personal Loan
₹2.5 Crore
Personal Loan
₹3 Crore
Personal Loan
₹3.5 Crore
Personal Loan
₹4 Crore
Personal Loan
₹4.5 Crore
Personal Loan
₹5 Crore
Personal Loan
₹6 Crore
Personal Loan
₹7 Crore
Personal Loan
₹8 Crore
Personal Loan
₹9 Crore
Personal Loan
₹10 Crore
Personal Loan
₹11 Crore
Personal Loan
₹12 Crore
Personal Loan
Frequently Asked Questions on ₹1 Lakh Personal Loan
What is the monthly EMI for ₹1 Lakh Personal Loan?
At 9.99% p.a. of interest rate, the EMI for ₹1 lakh Personal Loan for 1-year tenure is ₹ 8,791.
Can I get a ₹1 lakh Personal Loan?
You can get a ₹1 Lakh Personal Loan, once you meet the eligibility criteria set by Credit Success.
Am I eligible to borrow a sum of ₹1 Lakh from Credit Success?
To avail of a sum of ₹1 Lakh from Credit Success, you need to fulfill eligibility criteria such as age, credit score , employment, work experience, monthly income. etc.
How to apply for a Personal Loan of ₹1 Lakh?
You can apply for a Personal Loan of ₹1 Lakh:
Step 1: Click on ‘Apply Now’ on our website and fill in the Personal Loan application form.
Step 2: Enter your KYC details and upload the documents required for a Personal Loan.
Step 3: Await application assessment and verification.
Step 4: Receive confirmation on loan approval.
Step 5: Approve and authorize Personal Loan online disbursal.
What is the interest rate levied on a ₹1 Lakh Personal loan?
Currently, the rate of interest for ₹1 Lakh Personal loan starts from 9.99% p.a.
What is the processing time for a ₹1 Lakh Personal loan?
With online documentation and verification, the processing time for ₹1 lakh Personal Loan is minimized. You can expect a disbursal of ₹1 Lakh Personal Loan within 24 hours.
How to get a Personal Loan of ₹1 lakh?
You can get a Personal Loan of ₹1 Lakh by following the below-mentioned steps:
Step 1: Click on ‘Apply Now’ on our website and fill in the Personal Loan application form.
Step 2: Enter your KYC details and upload the documents required for a Personal Loan.
Step 3: Await application assessment and verification.
Step 4: Receive confirmation on loan approval.
Step 5: Approve and authorize Personal Loan online disbursal.