by Credit Success Financial Services | Jan 2, 2024 | Holiday
Bank Holidays List 2024: If you’re wondering if today, January 1, 2024, is a bank holiday, the Reserve Bank of India (RBI) has published a list of bank holidays that indicates that, in a select few states, banking operations will be closed on New Year’s...
by Credit Success Financial Services | Dec 15, 2023 | CIBIL
Beyond the well-known aspects of CIBIL scores, there are some interesting tidbits you might not have heard about: Not just for loans: While CIBIL scores are primarily used for loan applications, they can also influence other financial products like insurance premiums,...
by Credit Success Financial Services | Dec 15, 2023 | CIBIL
Contributing Factors: Payment History (35%): The most crucial factor, reflecting your track record of making timely payments on credit accounts. Delayed or missed payments significantly impact your score. Credit Utilization (25%): This refers to the percentage of your...
by Credit Success Financial Services | Dec 15, 2023 | CIBIL
Credit history: Refers to your entire track record of borrowing and repaying debts. This includes loans, credit cards, overdrafts, and other credit facilities Your credit history encompasses details like: Types of credit accounts you have used Credit limits or loan...
by Credit Success Financial Services | Dec 15, 2023 | CIBIL
Understanding your CIBIL report might seem complex at first glance, but with guidance, it can be quite straightforward! Here’s a breakdown of what you’ll find and how to interpret it: 1. Personal Information: This section includes your name, PAN number,...
