Business Loan · EMI from ₹1,66,530/month* (unsecured, select lenders)
₹70 Lakh Business Loan
A ₹70 Lakh business loan needs the right lender. We match your turnover, banking and credit profile with lenders that fund this ticket size – unsecured where possible, secured where it gets you a better rate.
- Unsecured from select lenders for strong financials
- Secured options at lower rates
- Compare 50+ banks & NBFCs
- Dedicated relationship manager
Get a ₹70 Lakh Business Loan to Power Your Business
A business loan gives you quick access to funds so your business keeps running smoothly – to pay vendors, build inventory, fund marketing, add machinery or expand into a new location. It can be a lifeline when savings or current-account balances aren’t enough to keep operations going.
When you apply for a ₹70 Lakh business loan through Credit Success, we look at your business profile and match it with the lenders most likely to approve it, then manage the application with you until disbursal.
At ₹70 Lakh, unsecured funding is available from select lenders for businesses with healthy turnover, ITR history and banking. If your profile doesn’t fit, a secured loan against property usually gets a higher amount at a lower rate.
What Will Be the ₹70 Lakh Business Loan EMI?
Your EMI depends on the interest rate and tenure the lender offers. The table below shows indicative EMIs for a ₹70 Lakh loan so you can plan your cash flow.
| Tenure | EMI at illustrative 15% p.a. | Total interest |
|---|---|---|
| 1 year (12 months) | ₹6,31,808 / month | ₹5,81,698 |
| 2 years (24 months) | ₹3,39,407 / month | ₹11,45,757 |
| 3 years (36 months) | ₹2,42,657 / month | ₹17,35,663 |
| 5 years (60 months) | ₹1,66,530 / month | ₹29,91,771 |
Illustration only, at an assumed 15% p.a. – not an offer. We find the best rate available to your business.
Secured option (against property):
| Tenure | EMI at illustrative 11% p.a. | Total interest |
|---|---|---|
| 5 years (60 months) | ₹1,52,197 / month | ₹21,31,818 |
| 7 years (84 months) | ₹1,19,857 / month | ₹30,67,993 |
| 10 years (120 months) | ₹96,425 / month | ₹45,71,001 |
| 15 years (180 months) | ₹79,562 / month | ₹73,21,121 |
Illustration only, at an assumed 11% p.a. for a secured loan – not an offer. Final terms depend on the lender.
Try your own numbers
Why Opt for a ₹70 Lakh Business Loan?
If you need funds for business expenses, a ₹70 Lakh business loan arranged through Credit Success can cover them. Common uses include:
- Opening a new branch or outlet
- Buying machinery or commercial vehicles
- Large inventory or raw-material orders
- Refinancing high-cost business debt
- Upgrading technology and systems
Even if your current account is running low, the right loan helps keep the business going – with flexible repayment, competitive rates and a quick application process.
Eligibility and Documents for a ₹70 Lakh Business Loan
Lenders look at these factors when deciding your business loan eligibility:
Business vintage
Usually at least 3 years of running business
Turnover & stability
Steady turnover and banking in the business account
Customer portfolio
A spread of customers rather than dependence on one
Existing obligations
Current EMIs should leave room for the new loan
Credit score
A CIBIL score of 700+ helps you get better rates
ITR & financials
2–3 years of audited financials and ITRs
Documents usually required:
Identity & address proof
PAN, Aadhaar, passport or voter ID of the applicants
Business proof
GST registration, Udyam certificate, partnership deed or MOA/AOA
Bank statements
Last 6–12 months of the main business account
Financials
ITRs with computation, P&L and balance sheet for 2 years
Property papers
Title documents and approved plan, if the loan is secured
This list is indicative. The lender may ask for more documents while processing your loan.
Features & Benefits of a ₹70 Lakh Business Loan
Easy application
Share your details once – we prepare your file and submit it to the right lenders.
Secured or unsecured
We show you both routes so you can compare amount, rate and tenure.
Flexible repayment
Choose a tenure that fits your cash flow – up to 60 months for unsecured loans, longer when secured.
Competitive rates
Lenders compete for your profile, so you see the best rate you qualify for.
Transparent costs
We explain the rate, processing fee and prepayment terms before you sign.
No usage restrictions
Use the funds for any genuine business purpose.
4 easy steps
How to Apply for a ₹70 Lakh Business Loan
1. Share your requirement
Fill in the form or call us – it takes under 2 minutes.
2. We compare lenders
We match your profile with partner banks and NBFCs and shortlist the best fits.
3. Submit documents
Upload or hand over documents – we check them before they go to the lender.
4. Get sanction & disbursal
The lender verifies, approves and disburses to your account.
Partner lenders
Banks & NBFCs That Offer ₹70 Lakh Business Loans
Through our network we work with leading banks and NBFCs for business funding, including:
- Axis Bank
- HDFC Bank
- Yes Bank
- SBI
- Canara Bank
- Indian Bank
- Kotak Mahindra Bank
- Karur Vysya Bank
- DBS Bank
- Hero FinCorp
- Aditya Birla Finance
- Godrej Finance
- NeoGrowth
- UGRO Capital
- Bajaj Finserv
- Poonawalla Fincorp
By amount
Business Loan by Amount
From small working-capital needs to large secured facilities – see EMIs, eligibility and documents by amount.
- ₹5 LakhBusiness Loan
- ₹10 LakhBusiness Loan
- ₹12 LakhBusiness Loan
- ₹15 LakhBusiness Loan
- ₹20 LakhBusiness Loan
- ₹25 LakhBusiness Loan
- ₹30 LakhBusiness Loan
- ₹40 LakhBusiness Loan
- ₹50 LakhBusiness Loan
- ₹60 LakhBusiness Loan
- ₹70 LakhBusiness Loan
- ₹80 LakhBusiness Loan
- ₹90 LakhBusiness Loan
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- ₹11 CroreBusiness Loan
- ₹12 CroreBusiness Loan
FAQ
FAQs on ₹70 Lakh Business Loan
What is the interest rate for a ₹70 Lakh business loan?
Rates depend on the lender, your business profile and whether the loan is secured. We compare partner lenders to find the best rate available to your business; secured loans usually cost less than unsecured ones. Lenders may also charge a processing fee of up to 2% of the loan amount plus GST.
How much EMI will I pay on a ₹70 Lakh business loan?
At 15% p.a. for 5 years the EMI is about ₹1,66,530 per month. Use the EMI calculator on this page to try other rates and tenures.
Can I get a ₹70 Lakh business loan without collateral?
Possibly. Select lenders offer unsecured loans at this ticket size to businesses with strong turnover, ITRs and credit history. Otherwise, a loan against property gets you the amount at a lower rate.
What affects my business loan EMI?
Your EMI depends on the loan amount, interest rate and tenure. Your credit score influences the rate you’re offered, and a longer tenure lowers the EMI but increases the total interest you pay.
Which banks and NBFCs offer ₹70 Lakh business loans?
Lenders active at this amount include Axis Bank, HDFC Bank, Yes Bank, SBI, Canara Bank, Indian Bank, Kotak Mahindra Bank, Karur Vysya Bank, DBS Bank and NBFCs such as Hero FinCorp, Aditya Birla Finance, Godrej Finance, NeoGrowth, UGRO Capital, Bajaj Finserv, Poonawalla Fincorp. Availability depends on your profile and location.
Get your ₹70 Lakh business loan moving
Share your requirement and we’ll come back with lender options that fit your business.